Govt Schemes

Mail us at : info@ipcaonline.com | Members
Call the Secretariat : Mr. Jagdeep Singh at +91-9873354315

Follow us


Best Viewed On
Google Chrome.
 

Performance & Credit Rating Scheme (NSIC)

A scheme for Micro and Small Enterprises has been formulated in consultation with Indian Banks’ Association (IBA) and Rating Agencies.

Benefits of Performance and Credit Rating

  • An independent, trusted third party opinion on capabilities and credit-worthiness of Micro and Small Enterprises
  • Availability of credit at attractive interest
  • Recognition in global trade
  • Prompt sanctions of Credit from Banks and Financial Institutions
  • Subsidized rating fee structure for Micro and Small Enterprises
  • Facilitate vendors/buyers in capability and capacity assessment of Micro and Small Enterprises
  • Enable Micro and Small Enterprises to ascertain the strengths and weaknesses of their existing operations and take corrective measures.

Benefits to Banks and Financial Institutions

Availability of an independent evaluation of the strength and weaknesses of a Micro and Small Enterprises unit seeking credit and thereby enabling banks and financial institutions manage their credit risk

Salient Features

  • A combination of credit and performance factors including operations, finance, business and management risk
  • Uniform Rating Scale for all empanelled rating agencies.
  • Micro and Small Enterprises have the liberty to choose among the empanelled Rating Agencies.
  • Turn-Over based Fee structure
  • Partial Reimbursement of Rating Fee through NSIC

Copyright © Indian Paint & Coating Association.

All Rights Reserved. Reproduction in whole or in part without permission is prohibited.

All the logos and pictured are copyright protected by their respective owners, and are displayed here only for reference.